Money stress often comes from things nobody has said out loud. Set aside time to talk about goals, shared costs and worries with your partner, family or housemates. Agreeing on who pays for what, and what you are saving for, prevents a lot of arguments later.
General tips from the Cashflow Team, not financial, tax or legal advice. Your situation is different, so talk to a qualified professional before big decisions.
Track it in Cashflow
Cashflow: Budget Manager is a free app to scan receipts, set budgets and savings goals, and see where your money goes.