Set a reminder to look through your bank and card statements for recurring charges. Streaming, apps, gym memberships and free trials that turned into paid plans are easy to forget. Cancel anything you have not used recently. You can always sign up again later.
General tips from the Cashflow Team, not financial, tax or legal advice. Your situation is different, so talk to a qualified professional before big decisions.
Track it in Cashflow
Cashflow: Budget Manager is a free app to scan receipts, set budgets and savings goals, and see where your money goes.