Late fees and missed payments are some of the easiest money to save. Where you can, set up automatic payments for fixed bills and keep a small buffer in the account. For bills that change each month, set a calendar reminder a few days before the due date.
General tips from the Cashflow Team, not financial, tax or legal advice. Your situation is different, so talk to a qualified professional before big decisions.
Track it in Cashflow
Cashflow: Budget Manager is a free app to scan receipts, set budgets and savings goals, and see where your money goes.