Mint closed on 1 January 2024 and Intuit pointed users to Credit Karma. If you want a real budgeting tool instead, the right replacement depends on how you want to get your data in.
Pick the approach first, then the app
- Bank-linked apps pull transactions in automatically. This is the closest to what Mint did. It is convenient, but you rely on a third party staying connected to your bank, and most of these apps charge a subscription.
- Envelope or zero-based apps ask you to give every dollar a job. They work well if you want strict control and will put in a few minutes each week.
- Lightweight trackers let you log spending yourself or scan receipts, with no bank login. They are simpler and more private, but you add the data.
Where Cashflow fits
Cashflow is a lightweight tracker. It does not connect to your bank. Instead you scan a receipt or import a PDF bank statement, or add a transaction by hand. You get weekly, monthly or yearly budgets with an alert at your chosen threshold, category reports, and streaks and badges that make checking in a habit. It is free.
What you will miss coming from Mint
If you relied on automatic syncing of every account, Cashflow will feel more manual. If you mostly wanted to see where money goes and stay under a budget, that is what it is built for. Being honest about this saves you a wasted download.
A quick way to decide
- Do you want transactions to arrive on their own? Choose a bank-linked app and expect to pay.
- Do you want to plan every dollar in advance? Look at an envelope-style app.
- Do you want a free, simple way to track spending and stay under a budget? Try Cashflow.
Compare
See the side-by-side pages: Cashflow vs YNAB and Cashflow vs Monarch Money.
Try Cashflow
Cashflow: Budget Manager is free on iPhone and Android.
General information, not financial, tax or legal advice.
Frequently asked questions
Is Mint still available?
No. Mint was shut down on 1 January 2024. Intuit moved users to Credit Karma.
Is there a free Mint alternative?
Yes. Cashflow is free. Many other budgeting apps with bank syncing charge a subscription or offer only a limited free trial.
Does Cashflow connect to my bank?
No. You scan receipts, import a PDF bank statement or enter transactions by hand.