The short version: share your own real experience, be kind, keep it private and keep it honest. Stories are personal experiences, not financial advice, and anyone who acts on one does so at their own risk.
1. What the community is for
The Cashflow community is a place for members to share what they have learned about managing money: what they did wrong, what worked, and tips they would pass on. Seeing how real people handle rent, debt, groceries, saving and everything in between can help everyone make better choices.
2. Stories are personal, not advice
- Every story is one member's personal experience. Cashflow does not write, check or endorse member stories.
- Stories are not financial, investment, tax or legal advice. Your situation is different from the author's.
- Use stories at your own risk. Speak to a qualified professional before making important financial decisions.
3. What to share
- What I did wrong — a money mistake and what it taught you.
- What worked — something that genuinely improved your finances.
- A tip — practical advice from your own experience.
Share only what you have actually lived. Honest, specific stories help most. You are welcome to describe amounts in rounded figures, percentages or ranges.
4. What not to share
Please do not post:
- Personal or private information — your real name, employer, address, phone number, account numbers, or anyone else's details. Posts are shown under a display name, but anything you write in the text is visible to other members.
- Links, email addresses or promotions — the app does not accept them. Do not advertise products, services, referral codes, affiliate links or trading groups.
- Harassment, hate or abuse — about any person or group, including other members.
- Guaranteed returns or get-rich-quick claims — no promises of profit, and no encouraging others to invest in a specific product, coin or scheme.
- Illegal activity — including tax evasion, fraud or advice on hiding money.
- Sexual, violent or otherwise inappropriate content.
- Content that is not yours — do not copy other people's writing or pass off someone else's story as your own.
5. Keeping yourself safe
- Choose a display name that does not identify you, or leave it blank to get a random one.
- Never share passwords, one-time codes or card numbers, with anyone, ever. Cashflow will never ask for them in the community.
- Be cautious about any story that pressures you to send money or act quickly.
6. Reporting, blocking and removing
- Report — use the "…" menu on any story to report it and choose a reason. When several different members report a story, it is hidden from the feed until a moderator reviews it.
- Block — use the same menu to block a member. You will no longer see their stories, and you can undo this at any time from Blocked members.
- Delete — you can delete your own stories at any time. If you delete your account, your stories and reactions are deleted with it.
7. How we moderate
We review reported stories and aim to act on them within 24 hours. A moderator may restore a story, or remove it if it breaks these guidelines or our Terms of Service. We may also remove content we find ourselves, and we may suspend members who repeatedly or seriously break the rules. Suspended members can still read the community and use the rest of the app, but cannot post, react or report.
Removed stories remain visible to their author with a note explaining that they were removed. If you think we got it wrong, email us and we will take another look.
8. Contact us
To report a serious problem, ask for a story to be removed, or appeal a decision, contact us at [email protected].
Please also read our Terms of Service and Privacy Policy.