Enter an amount to see your split.
The classic split is 50% needs, 30% wants and 20% savings and debt. Change the percentages if your costs differ; savings is whatever remains. Read how the rule works.
Track your real split
Cashflow: Budget Manager lets you set budgets with alerts and see your top spending categories, free on iPhone and Android.
General information, not financial, tax or legal advice.
Frequently asked questions
Is it based on gross or net pay?
Net pay, meaning your take-home after tax and deductions.
Does this calculator store my numbers?
No. The calculation runs in your browser and nothing is sent anywhere.